The amount of useless and stupid purchases we make is mind boggling. We spend money on dumb things we don’t need and over pay for some things because we are lazy.
I say “we” because I am guilty of it as well. Actually I was, until I smartened up and took a step back to evaluate my spending habits. I quickly realized I was pissing away money every month on things that gave me zero benefit. I was basically just lighting a pile of money on fire each and every month.
I decided I was going to see how much money I could save each month just by making a few changes. I didn’t do anything that changed my quality of life or required me to make huge changes.
In the end nothing changed, aside from the fact that I was able to save a lot of money. I wanted to blog a few of the easiest things to do that will save you money. Everyone will fluctuate, but I am willing to bet that if you follow the simple three suggestions below that I have laid out you will pocket an extra $250 at least every month.
If you want to go a bit more extreme you will probably save even more, but this is a great starting point.
Cure Your Amazon Addiction
Amazon is convenient and that is what we are addicted to it. Prime 2-day shipping is amazing and now you can get some things delivered the same day. You don’t have to leave your house. You don’t even have to put pants on. You can have anything you could every imagine sent to you with a few clicks of your mouse.
Yes, it is convenient to shop online, but ask yourself, “Do I really need this?” before you click on the “complete order” button. Chances are you don’t. We just buy because of convenience. Would you jump in your car and go to a store to buy the same thing right now? If not, you don’t need it.
Amazon is one of the easiest ways to just blow through your savings with zero little regard. It’s addictive. Learn to curb it.
Stop Eating Out All the Time
Sure, we all like to get out of the house once in a while and go out for a nice dinner, but some people are so lazy that they eat every meal out or have it delivered through Uber Eats or Grub Hub.
It is expensive to eat out these days. Learn to cook at home and you will see your bank balance grow very fast. It’s not only healthy for your wallet, but cooking your own meals is better for your health as well.
Eating out all the time isn’t good for you. Large calorie-dense meals with larger than life portions, then add in some adult beverages, and it becomes weight gains and other contributors to poor health.
Audit Your Monthly Re-Bills
This is something that can really stop the leaking. Online services, monthly subscriptions, apps, etc. Anything from internet radio you don’t use, apps that are barely used, old gym or health club memberships – there are so many examples.
Look at your emails for any old subscription re-bills and audit your bank statements to see who’s hitting your account each month. This is such an easy process and you could save money instantly doing this.